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How to transition into a finance career with no experience

A man in a suit standing in front of a whiteboard with "Increase Profit" written on it, smiling and holding a marker.

The finance industry comprises several fields - from investment banking and financial planning to risk management, data analysis, and accountancy. Each area presents different challenges and rewards. Therefore, understanding these can help you know where your interests and skills align when seeking a new career.

The industry is always evolving. Whether it’s the rise of fintech, the increased focus on sustainability, or the complexities of global markets, being aware and adaptable to developments is necessary. This will also help you locate the best opportunities.

Ways to get into the finance industry

A willingness to learn is required when you switch to any career. It’s also important to remain flexible and open to different opportunities that could present themselves along the way.

Continuous learning and upskilling

Contrary to popular belief, you can have an extremely successful career without attending university - especially in finance. Plenty of qualifications are available from beginner to advanced which will give you the best start in your career switch.

Keep in mind that upskilling doesn’t always have a time frame. You may study one qualification and then find an additional short course or qualification to help establish your niche.

Be sure to conduct thorough research into the qualifications that you’re looking to study. For example, ACCA Foundations, CIMA’s Certificate in Business Accounting, ACA Certificate (CFAB), and AAT Level 2 Certificate in Accounting have similar entry requirements. However, each route may lead you to a different job role, so remember to keep an open mind.

Finance qualification entry requirements for career changers

ACCA FoundationsCIMA's Certificate in Business Accounting
  • Recommended to start from Level 2 if you have no formal qualifications, especially if you've not studied in a while
  • Progress onto ACCA Applied Knowledge upon completion
  • Average duration: 12 months
  • No formal entry requirements but good maths and English skills are expected
  • Naturally progress onto CIMA's CGMA Operational Level upon completion
  • Average duration: 12 months
ACA Certificate (CFAB)AAT Level 2 Certificate in Accounting
  • No formal entry requirements
  • Equivalent to a foundation degree
  • Progress onto the ACA Professional Level upon completion
  • Average duration: 12 months
  • No formal entry requirements but maths, IT, and English skills are expected
  • Full AA qualification has an average duration of 3-4 years
  • Progress onto qualifications such as ACA, ACCA, or CIMA upon completion

Whichever route is best for you, it’s crucial to show employers your willingness to learn and develop. This will set you apart from other candidates and will make them feel confident if they are investing in your development.

Gaining practical experience

You’re likely going to need practical experience before kickstarting your new career. This will usually depend on the workplace, job role, and the route you choose. However, it’s understandable that this isn’t always financially viable if you’re changing your career to finance.

Apprenticeships

When looking for practical experience, an apprenticeship could be the perfect route. Apprenticeships allow you to gain experience and skills that you’ll utilise for life, and you’ll gain your qualifications at the same time.

It’s important to always be aware that you don’t need to be a recent graduate or school-leaver to do an apprenticeship - you’ll be surprised at how diverse in age and experience they are. The salary also depends on the employer, so taking this route doesn’t always mean a huge pay cut.

Recruitment agencies

If an apprenticeship just isn’t for you, there are other ways you may be able to gain practical experience. For example, applying to job vacancies through an online application process may be difficult if you have little financial experience, especially when competing with stronger candidates.

One way to overcome this is by reaching out to recruitment services within the industry. Recruitment services can help you present your existing skills and experience that will appeal to hiring managers and finance professionals.

Networking

Take the time to find hiring managers or other finance professionals on platforms such as LinkedIn. When contacting them, put in the effort of writing a bespoke cover letter, organise a call or meeting, and aim to network your way into the industry. Asking for tips, advice, and mentorship can also help with this.

Building a network can open doors to opportunities that may not be readily accessible. It’s not uncommon for us to struggle when entering an industry if we have no prior experience, qualifications, or connections - especially when changing careers at a later stage in life. Therefore, networking will significantly help to level the playing field.

When building your network, make your name and intentions known by the correct people and don’t be afraid to ask for what you want. Employers will value your tenacity and admire how you’re actively seeking opportunities.

Leveraging your personal attributes

We are all unique, and your background and skills can set you apart from others, even if you don’t have extensive finance experience. Highlight your attributes in your CV and reinforce them during interviews. Emphasising your strengths and experience from previous roles will demonstrate your potential to perform well in the industry.

Transferable skills

Take the time to identify skills that you’ve gained from previous roles that can be relevant to a career in finance. For example, analytical thinking, problem-solving, and proficiency in software tools or using AI can all be useful.

For example, if you’ve previously worked in retail, your skills and experience might include:

  • Adaptability - thriving in a fast-paced, dynamic retail environment and adjusting quickly to changing priorities.
  • Cash handling and budget management - accurately processing cash transactions and overseeing stock orders to stay within budget constraints.
  • Communication - building relationships and trust with customers while addressing their needs professionally.
  • Attention to detail - ensuring accuracy from stock presentation and promotional displays to inventory management and pricing.

To help you understand how your existing skills can help in a finance career, research valued skills and read through job vacancy descriptions to see what hiring managers are asking for. This will help you understand what areas to emphasise and where you need to improve.

A 2024 report from Robert Half highlighted some of the skills that are in demand for finance and accounting roles. These examples could help when showcasing your transferable skills:

Preparing for the finance industry

As you prepare to enter the world of finance, focus on creating a strong application and honing your interview skills. A detailed CV highlighting all the relevant skills and experiences mentioned above, coupled with a confident interview performance, can help you stand out among other candidates.

Have a read through more tips and advice on creating a strong CV and interviewing well:

Feeling ready to switch careers?

Making the switch to a career in finance can seem daunting, but with the right dedication, learning and understanding, you can set yourself apart from other candidates. Everyone has to start from somewhere, and many people who work in finance didn’t go straight into it from full-time education.

The industry is full of entry-level opportunities and is always evolving. If you can demonstrate your commitment to this new career path, you’re already on the right path to success.

Take the first step and browse through our accountancy qualifications or contact our Student Services team at studentservices@kaplan.co.uk for more information.

If you’re interested in gaining the specific knowledge, behaviours, and skills for life that will help you excel in the industry via an apprenticeship, browse our current vacancies.

Start your studies today

Browse courses

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How to transition into a finance career with no experience

A man in a suit standing in front of a whiteboard with "Increase Profit" written on it, smiling and holding a marker.

The finance industry comprises several fields - from investment banking and financial planning to risk management, data analysis, and accountancy. Each area presents different challenges and rewards. Therefore, understanding these can help you know where your interests and skills align when seeking a new career.

The industry is always evolving. Whether it’s the rise of fintech, the increased focus on sustainability, or the complexities of global markets, being aware and adaptable to developments is necessary. This will also help you locate the best opportunities.

Ways to get into the finance industry

A willingness to learn is required when you switch to any career. It’s also important to remain flexible and open to different opportunities that could present themselves along the way.

Continuous learning and upskilling

Contrary to popular belief, you can have an extremely successful career without attending university - especially in finance. Plenty of qualifications are available from beginner to advanced which will give you the best start in your career switch.

Keep in mind that upskilling doesn’t always have a time frame. You may study one qualification and then find an additional short course or qualification to help establish your niche.

Be sure to conduct thorough research into the qualifications that you’re looking to study. For example, ACCA Foundations, CIMA’s Certificate in Business Accounting, ACA Certificate (CFAB), and AAT Level 2 Certificate in Accounting have similar entry requirements. However, each route may lead you to a different job role, so remember to keep an open mind.

Finance qualification entry requirements for career changers

ACCA FoundationsCIMA's Certificate in Business Accounting
  • Recommended to start from Level 2 if you have no formal qualifications, especially if you've not studied in a while
  • Progress onto ACCA Applied Knowledge upon completion
  • Average duration: 12 months
  • No formal entry requirements but good maths and English skills are expected
  • Naturally progress onto CIMA's CGMA Operational Level upon completion
  • Average duration: 12 months
ACA Certificate (CFAB)AAT Level 2 Certificate in Accounting
  • No formal entry requirements
  • Equivalent to a foundation degree
  • Progress onto the ACA Professional Level upon completion
  • Average duration: 12 months
  • No formal entry requirements but maths, IT, and English skills are expected
  • Full AA qualification has an average duration of 3-4 years
  • Progress onto qualifications such as ACA, ACCA, or CIMA upon completion

Whichever route is best for you, it’s crucial to show employers your willingness to learn and develop. This will set you apart from other candidates and will make them feel confident if they are investing in your development.

Gaining practical experience

You’re likely going to need practical experience before kickstarting your new career. This will usually depend on the workplace, job role, and the route you choose. However, it’s understandable that this isn’t always financially viable if you’re changing your career to finance.

Apprenticeships

When looking for practical experience, an apprenticeship could be the perfect route. Apprenticeships allow you to gain experience and skills that you’ll utilise for life, and you’ll gain your qualifications at the same time.

It’s important to always be aware that you don’t need to be a recent graduate or school-leaver to do an apprenticeship - you’ll be surprised at how diverse in age and experience they are. The salary also depends on the employer, so taking this route doesn’t always mean a huge pay cut.

Recruitment agencies

If an apprenticeship just isn’t for you, there are other ways you may be able to gain practical experience. For example, applying to job vacancies through an online application process may be difficult if you have little financial experience, especially when competing with stronger candidates.

One way to overcome this is by reaching out to recruitment services within the industry. Recruitment services can help you present your existing skills and experience that will appeal to hiring managers and finance professionals.

Networking

Take the time to find hiring managers or other finance professionals on platforms such as LinkedIn. When contacting them, put in the effort of writing a bespoke cover letter, organise a call or meeting, and aim to network your way into the industry. Asking for tips, advice, and mentorship can also help with this.

Building a network can open doors to opportunities that may not be readily accessible. It’s not uncommon for us to struggle when entering an industry if we have no prior experience, qualifications, or connections - especially when changing careers at a later stage in life. Therefore, networking will significantly help to level the playing field.

When building your network, make your name and intentions known by the correct people and don’t be afraid to ask for what you want. Employers will value your tenacity and admire how you’re actively seeking opportunities.

Leveraging your personal attributes

We are all unique, and your background and skills can set you apart from others, even if you don’t have extensive finance experience. Highlight your attributes in your CV and reinforce them during interviews. Emphasising your strengths and experience from previous roles will demonstrate your potential to perform well in the industry.

Transferable skills

Take the time to identify skills that you’ve gained from previous roles that can be relevant to a career in finance. For example, analytical thinking, problem-solving, and proficiency in software tools or using AI can all be useful.

For example, if you’ve previously worked in retail, your skills and experience might include:

  • Adaptability - thriving in a fast-paced, dynamic retail environment and adjusting quickly to changing priorities.
  • Cash handling and budget management - accurately processing cash transactions and overseeing stock orders to stay within budget constraints.
  • Communication - building relationships and trust with customers while addressing their needs professionally.
  • Attention to detail - ensuring accuracy from stock presentation and promotional displays to inventory management and pricing.

To help you understand how your existing skills can help in a finance career, research valued skills and read through job vacancy descriptions to see what hiring managers are asking for. This will help you understand what areas to emphasise and where you need to improve.

A 2024 report from Robert Half highlighted some of the skills that are in demand for finance and accounting roles. These examples could help when showcasing your transferable skills:

Preparing for the finance industry

As you prepare to enter the world of finance, focus on creating a strong application and honing your interview skills. A detailed CV highlighting all the relevant skills and experiences mentioned above, coupled with a confident interview performance, can help you stand out among other candidates.

Have a read through more tips and advice on creating a strong CV and interviewing well:

Feeling ready to switch careers?

Making the switch to a career in finance can seem daunting, but with the right dedication, learning and understanding, you can set yourself apart from other candidates. Everyone has to start from somewhere, and many people who work in finance didn’t go straight into it from full-time education.

The industry is full of entry-level opportunities and is always evolving. If you can demonstrate your commitment to this new career path, you’re already on the right path to success.

Take the first step and browse through our accountancy qualifications or contact our Student Services team at studentservices@kaplan.co.uk for more information.

If you’re interested in gaining the specific knowledge, behaviours, and skills for life that will help you excel in the industry via an apprenticeship, browse our current vacancies.

Start your studies today

Browse courses

Related articles

How to transition into a finance career with no experience

How to transition into a finance career with no experience

Looking to switch to finance with little experience? Here’s how you can gain qualifications, leverage your skills, and kickstart your journey.

Kaplan · 10 minute read

Top emerging job roles in the finance industry for 2025

Top emerging job roles in the finance industry for 2025

For those considering a career in finance, it’s important to know what roles are in-demand. Here are some of the emerging job roles for 2025.

Kaplan · 10 minute read

Inside the mind of the UK's most qualified tax advisor

Inside the mind of the UK's most qualified tax advisor

This episode of Career Goals features the UK’s most tax qualified advisor, Rowan Morrow-McDade.

Kaplan · 7 minute read

View all articles