Are you considering a career in accountancy or finance? The Association of Accounting Technicians (AAT) qualification could be the perfect way to kick-start your professional journey. Whether you're a school leaver, career changer, or aspiring finance professional, this guide will break down everything you need to know about AAT, including its levels, benefits, costs, and study options.
What is AAT?
The AAT qualification is one of the UK's most recognised accounting certifications. AAT is a versatile and globally respected qualification designed for individuals seeking a strong foundation in finance and accounting. It equips you with essential knowledge and practical skills employers value, opening the door to lucrative career opportunities in various industries.
During the AAT qualification, you will study several topics that will help you in your career. These include:
- Bookkeeping - understanding the basics of financial transactions and double-entry bookkeeping, as well as developing skills in managing ledgers and controlling accounts.
- Tax processes - you will be introduced to VAT, tax principles, and submission processes.
- Business environment - gaining an insight into workplace ethics, communication, and effective business operations.
- Cost management and financial statements - understanding costing principles, their role in business decision-making, and preparing financial statements for sole traders, partnerships, and organisations.
Why study AAT?
Studying AAT offers several advantages:
- You'll gain in-demand budgeting, bookkeeping, and financial statement preparation skills.
- AAT is highly regarded by employers and recognised worldwide.
- It offers a flexible route into accountancy with no previous experience required.
- Completing the AAT qualification can significantly boost your earning potential.
- The AAT qualification is a great stepping stone to further qualifications like ACA, ACCA, or CIMA.
AAT is an excellent alternative to a university degree, particularly for those seeking a more affordable and practical path.
Where can AAT take you?
AAT offers the flexibility to work across various industries, whether in the private, public, or non-profit sector, ensuring that your skills remain versatile and in demand. For those with entrepreneurial aspirations, the AAT qualification also gives you the confidence to establish your own practice.
Achieving the AAT qualification can help you build a rewarding career with numerous opportunities to grow and succeed.
Examples of more common roles AAT-qualified individuals step into include:
- Accounts assistant
- Bookkeeper
- Payroll administrator
- Audit trainee
- Credit controller.
As your career progresses, advanced roles may open up in areas such as management accounting, tax, or financial analysis. Many professionals opt to further develop their expertise by pursuing higher-level qualifications to help them access senior positions like Chief Financial Officer (CFO).
Can I study AAT?
Absolutely - AAT is open to a broad audience.
You don't need prior qualifications to start, though good maths skills can be helpful. AAT even provides a Skillcheck Test to guide you in choosing the right level.
The three levels within the AAT qualification include:
AAT Level 2 Certificate in Accounting
The AAT Level 2 Certificate in Accounting is an ideal starting point for those new to accounting or seeking a foundational understanding of the field. It is designed to provide the core skills required for entry-level accounting roles or to progress to higher levels of study.
Entry requirements
There are no mandatory entry requirements, although basic proficiency in maths and English is recommended.
AAT Level 3 Diploma in Accounting
The AAT Level 3 Diploma in Accounting is an intermediate qualification designed to build upon foundational accounting knowledge. This level equips learners with the skills necessary for more complex accounting tasks or to advance their careers.
Entry requirements
There are no formal entry requirements, but it is recommended that learners complete the AAT Level 2 Certificate in Accounting or possess equivalent knowledge and experience before enrolling.
AAT Level 4 Diploma in Professional Accounting
The AAT Level 4 Diploma in Professional Accounting is an advanced qualification for individuals seeking expertise in complex accounting practices and principles. This level prepares learners for senior roles within the accounting industry or to further their studies in this field.
Entry requirements
Learners are expected to complete the AAT Level 3 Diploma in Accounting or possess equivalent experience and knowledge to ensure they are fully prepared for the challenges of this advanced level.
AAT levels explained
Overview
The AAT Level 2 equates to a GCSE-level qualification and provides the building blocks for future learning. This level is ideal for newcomers to the accounting field. Whether you're just starting your career, exploring a career change, or looking to build a firm foundation in finance, you can study towards the AAT qualification with no prior experience in the industry.
What will I learn?
This level consists of four compulsory units (Introduction to Bookkeeping (ITBK), Principles of Bookkeeping Controls (POBC), Principles of Costing (PCTN), and the synoptic assessment, The Business Environment (BESY)). You must pass the first three units before the synoptic assessment (BESY), and then you can move on to the AAT Level 3 Diploma in Accounting.
Career progression
By completing the AAT Level 2 Certificate in Accounting, you'll gain essential finance administration skills, including double-entry bookkeeping and ledger management. You'll also cover practical workplace challenges, such as ethics and technology.
Overview
Equivalent to an A-level qualification, AAT Level 3 is perfect for those who have completed the AAT Level 2 Certificate in Accounting or have existing experience in intermediate finance roles. It's also a great starting point if you've achieved relevant A-levels or want to take your finance career to the next level.
What will I learn?
Similar to Level 2, AAT Level 3 consists of four compulsory units. These include Financial Accounting: Preparing Financial Statements (FAPS), Management Accounting Techniques (MATS), Tax Processes for Businesses (TPFB), and Business Awareness (BUAW). Each subject is assessed via a computer-based exam and must be completed before progressing to the AAT Level 4 Diploma in Professional Accounting.
Career progression
AAT Level 3 equips you with a deeper understanding of accounting and finance practices, including financial reporting, management accounting, and taxation. Completing this diploma opens the door to entry-level roles such as assistant management accountant or tax assistant and gives you the qualifications needed to move on to the final level within the AAT qualification.
Overview
The final level within the AAT qualification, corresponding to the first year of a university degree, is for those seeking advanced accounting expertise.
Designed for professionals who have completed the AAT Level 3, this course is ideal for individuals aiming for senior finance roles or preparing for further qualifications like the ACA, ACCA, or CIMA.
What will I learn?
AAT Level 4 features three compulsory units (Drafting and Interpreting of Financial Statements (DAIF), Applied Management Accounting (AMAC), Internal Accounting Systems and Controls (INAC).* Individuals must also select two units out of five options. These include Business Tax (BNTA), Personal Tax (PNTA), Audit and Assurance (AUDT), Cash and Financial Management (CSFT), and Credit and Debt Management (CRDM).
Similarly to the previous levels, each subject is assessed via a computer-based exam. After completing this level, you will receive your full AAT membership (MAAT).
Career progression
Upon completion, AAT Level 4 qualifies you for higher-level roles such as Senior Finance Analyst or Financial Manager. You can apply for full AAT membership or pursue further studies in chartered accountancy.
Aside from the three levels within the full AAT qualification, professionals can also study toward AAT's short bookkeeping qualifications. There are no entry requirements for these, just a willingness to learn.
Overview
The AAT bookkeeping qualifications are designed for those interested in building standalone bookkeeping skills without committing to the whole qualification. They are a great option for school leavers, career changers, or professionals who want to upskill without going on to become a qualified accountant.
There are two AAT short bookkeeping course options:
- Level 2 Certificate in Bookkeeping: Focuses on manual bookkeeping activities such as double-entry bookkeeping, ledger balances, and reconciliation.
- Level 3 Certificate in Bookkeeping: Building on Level 2 knowledge with advanced skills like preparing financial statements and understanding VAT and payroll processes.
Career progression
Level 2 and Level 3 Bookkeeping qualifications provide practical skills that can lead to employment as an AAT-certified bookkeeper or enable you to progress toward the full AAT accounting qualification.
How much does AAT cost?
The costs of studying AAT will vary depending on factors such as your chosen study method and level. Remember to contact AAT directly to register as a member before booking any exams, and you will need to account for exam fees for each subject within the qualification.
Funding options
When you choose to study with us at Kaplan, you will find several ways to fund your course.
Funding options include:
How do I progress through AAT?
Unlike university degrees, the AAT qualification is tailored to the learner's pace. Completing all three levels typically takes three to four years, but it can be shorter if you dedicate more time to your studies.
Each level requires you to pass computer-based exams, which are scheduled throughout the year. Whether you're balancing your studies with work, family, or other commitments, AAT offers the flexibility you need to succeed.
What study methods are available?
Flexibility when studying is extremely important, and choosing the right study method can be crucial to your success.
Your choice of study method may depend on your schedule, learning style, and budget. Here are the four study methods available:
Best for: Those who benefit from face-to-face interaction and scheduled classes.
Features: Tutor-led classes, group discussions, and peer support. The dates and times of the classes are subject to factors like tutor availability, demand, and the classroom centre. Browse our timetables to see the best dates and times for you.
Best for: Individuals who prefer structure but want to learn remotely.
Features: Live tutor-led lectures with interactive Q&A sessions - similar to the classroom courses but online. Lessons are also recorded, so you can watch them if needed.
Best for: Learners who prefer flexibility and wish to study at their own pace.
Features: Pre-recorded bite-sized video tutorials, practice exercises, and online resources.
Best for: Independent learners who are comfortable studying alone.
Features: The same as OnDemand but without the bite-sized videos.
PLEASE NOTE: All of our study methods provide learners with access to the Academic Support team. This means that even if you opt for a more flexible online study method, you will still have access to support from our expert tutors. The Academic Support team are available seven days a week and can be contacted via live chat, email, or by requesting a callback.
Still unsure of which study method is right for you? Take our quiz.
Why study AAT with Kaplan?
As the winner of the 'Large Training Provider of the Year' award at the 2025 AAT Training Provider Awards, we are proud to be one of the UK's most trusted AAT training providers.
Here's why you should study AAT with us:
- Expert material: Written by industry experts, we publish our own study materials, meaning our courses include expert content, designed to help you pass your exams. You'll get printed and digital materials, as well as marked mock exams and practice questions.
- Pass guarantee: If your results aren't as expected, we provide free access to extra content, extended tutor support, and guidance for resitting until you pass your exam.**
- Academic tutor support: Our team of finance experts and advisors provides gold standard personalised academic support seven days a week. We offer exam strategies, study plans, and proactive advice.
- Above-average pass rates: Our pass rates consistently exceed the national average, so you can be confident of success when you choose us.
- Well-being support: Access well-being support through our resource library or speak confidentially with one of our Mental Health First Aiders, the safeguarding team, or your tutor or talent coach.
- Accessible learning: We're committed to an inclusive learning environment, ensuring accessibility and personalised support for all learners to succeed.
- UK's largest training provider: We train over 40,000 accountants each year.
Your AAT checklist
To help you get started, follow these steps:
- Choose your level: Take the AAT Skillcheck Test to determine which level is best for you.
- Pick a study method: Decide between classroom, online, or distance learning options.
- Select a training provider: That's where we come in - decide who you would like to study with based on factors such as tutor support and course content.
- Consider your funding options: Investigate payment plans, employer sponsorships, or apprenticeships.
- Register with AAT: Ensure you're registered as a student to access exams and resources.
- Start your studies: Once enrolled, create a study schedule, and begin your AAT journey!
A rewarding career awaits
An AAT qualification isn't just an investment in education, it's an investment in your future. With globally recognised credentials, career flexibility, and the potential for significant earning power, AAT positions you for success in the competitive field of accounting and finance.
Looking for more information?
If you're ready to get started, browse our AAT course options.
If you have any questions about starting AAT with Kaplan, please feel free to contact our Student Services team at studentservices@kaplan.co.uk.
*Apprentices working towards the AAT qualification as part of an apprenticeship are exempt from the Internal Accounting Systems and Controls (INAC) unit when they pass their AAT L4 EPA Synoptic Assessment.
** To activate the Pass Guarantee, you must meet specific requirements.